At Prominent Global Solutions (PGS), we understand that our employees are our greatest asset. To attract, retain, and support the best talent, we offer a robust suite of benefits designed to cater to the diverse needs of our workforce. From comprehensive health coverage to financial wellness programs and work-life balance initiatives, PGS is committed to fostering an environment where employees can thrive personally and professionally. This blog explores the vast array of benefits available to PGS employees and how these offerings contribute to a supportive and dynamic workplace.

Health and Wellness Benefits

Medical and Prescription Coverage

PGS prioritizes the health and well-being of our employees by offering comprehensive medical and prescription coverage. This benefit ensures employees’ access to essential healthcare services, minimizes out-of-pocket expenses, and provides peace of mind.

Comprehensive Medical Plans

PGS offers a variety of medical insurance plans to accommodate the diverse needs of our workforce. Employees can choose from several plan options, each designed to provide robust coverage for various medical services. These plans include:

• Preventive Care: Our medical plans cover preventive care services at no additional cost to employees. These include routine check-ups, immunizations, screenings, and wellness visits, all of which aim to maintain good health and detect potential health issues early.
• Primary and Specialty Care: Employees can access a network of physicians and specialists. Whether it’s a routine visit to a family doctor or a consultation with a specialist, our plans ensure comprehensive coverage.
• Emergency and Urgent Care: Employees can access emergency room services in a medical emergency. Urgent care facilities are also covered for less severe but urgent medical issues, providing timely and cost-effective care options.
• Hospitalization: Our medical plans cover inpatient and outpatient hospital services, including surgeries, procedures, and post-operative care. This ensures employees receive the necessary treatment without financial burden during critical times.
• Mental Health Services: Our plans recognize the importance of mental health and include coverage for mental health services. Employees can access counseling, therapy, and psychiatric services, supporting their overall mental and emotional well-being.

Prescription Drug Coverage

Alongside medical coverage, PGS provides extensive prescription drug benefits, making it easier for employees to manage their health conditions with necessary medications. Key features of our prescription drug coverage include:

• Formulary and Non-Formulary Medications: Our plans cover a broad spectrum of formulary and non-formulary medications. Employees can access various drugs, from standard generics to specialized brand-name medications.
• Mail-Order Pharmacy Services: Employees can utilize mail-order pharmacy services to enhance convenience when maintaining medications. This allows them to receive a 90-day supply of their medications delivered directly to their homes, often at a reduced cost.
• Retail Pharmacy Network: Employees can fill their prescriptions at numerous retail pharmacies within our extensive network. This network ensures that employees can easily access their medications wherever they are located.
• Specialty Medications: Our plans provide comprehensive coverage for employees requiring specialty medications for chronic or complex conditions. These medications are often expensive, and our coverage helps alleviate the financial burden.
• Cost Management Programs: Our plans include programs such as generic substitution, step therapy, and prior authorization to help manage prescription drug costs. These programs ensure that employees receive effective medications at the lowest possible price.

Health Savings Account (HSA)

For employees enrolled in high-deductible health plans (HDHPs), PGS offers an HSA option. The HSA allows employees to save pre-tax dollars for eligible medical expenses, including deductibles, copayments, and prescription drugs. Key benefits of the HSA include:

• Tax Advantages: Contributions to the HSA are made with pre-tax dollars, reducing taxable income. The funds grow tax-free, and withdrawals for qualified medical expenses are tax-free.
• Portability: The HSA is owned by the employee, meaning the funds remain with them even if they change jobs or retire. This provides long-term financial flexibility.
• Savings Potential: Employees can use their HSA funds to pay for current medical expenses or save them for future healthcare costs, providing a financial safety net for medical needs.

Flexible Spending Account (FSA)- Medical & Dependent Care 

FSAs allow employees to set aside pre-tax dollars to cover eligible medical expenses, providing immediate savings on healthcare costs. Key features include:

• Immediate Savings: Contributions to the FSA are deducted from employees’ paychecks before taxes, resulting in immediate tax savings.
• Wide Range of Eligible Expenses: FSAs can be used for various medical expenses, including copayments, deductibles, prescription drugs, medical equipment, and over-the-counter items.
• Use-It-or-Lose-It Rule: Employees should carefully plan their FSA contributions, as any unused funds may be forfeited at the plan year’s end. Some plans may offer a grace period or a limited carryover amount to the following year.

Network Flexibility

PGS ensures that its medical plans offer flexibility when choosing healthcare providers. Employees can select from a network of preferred providers or opt for out-of-network care if necessary, though out-of-network services may come with higher out-of-pocket costs. This flexibility allows employees to choose the best care for their health needs.

Preventive and Wellness Programs

PGS includes preventive and wellness programs in its medical coverage to promote overall health and prevent illness. These programs may include:

• Wellness Screenings: Regular wellness screenings for conditions such as hypertension, diabetes, and cholesterol are covered, helping to detect and manage health issues early.
• Health Coaching: Employees can access health coaching services, providing personalized guidance on nutrition, exercise, and lifestyle changes to improve health outcomes.
• Smoking Cessation Programs: For employees looking to quit smoking, PGS offers smoking cessation programs, including counseling and medications, to support them in their journey to better health.
• Weight Management Programs: PGS recognizes the impact of weight on overall health and provides access to weight management programs, including counseling, dietary plans, and support groups.

Telehealth Services

In today’s digital age, PGS leverages technology to enhance healthcare accessibility. Our medical plans include telehealth services, allowing employees to consult with healthcare providers remotely. Telehealth offers several benefits:

• Convenience: Employees can access medical consultations from the comfort of their home or office, reducing the need for travel and time off work.
• Cost Savings: Telehealth visits often come with lower copayments than in-person visits, providing cost savings for employees.
• Immediate Access: Telehealth services offer quick access to healthcare providers, making it easier for employees to receive timely medical advice and treatment.

Wellness Incentives

PGS offers wellness incentives to employees participating in health and wellness programs to encourage healthy behaviors. These incentives may include discounts on health insurance premiums, rewards for completing wellness activities, and contributions to HSAs or FSAs.

Dental and Vision Insurance

Dental and vision care are critical components of overall health. PGS offers dental and vision insurance at no cost to employees, covering routine check-ups, treatments, and corrective lenses. This benefit helps employees maintain oral and visual health, contributing to their overall quality of life.

Company Sponsored Basic Life Insurance 

Company Sponsored Basic Life Insurance offers employees essential financial protection and peace of mind. This employer-provided benefit ensures that their designated beneficiaries receive a financial payout in the unfortunate event of an employee’s passing. This coverage is designed to help cover immediate expenses such as funeral costs, outstanding debts, and daily living expenses. With reputable service and commitment to support, employees can feel secure knowing their loved ones are safeguarded against unexpected financial burdens. Basic Life Insurance is a fundamental component of PGS’ comprehensive benefits package, emphasizing our dedication to the well-being and security of our partners.

Employee Assistance Program (EAP)

Our EAP provides confidential support for personal and work-related issues. Employees can access counseling services, legal and financial advice, and resources for managing stress and improving mental health. This program ensures employees have the support they need to navigate life’s challenges effectively.

Pet Insurance and Aflac Supplemental Insurance

Understanding that pets are part of the family, PGS offers pet insurance to help manage the cost of veterinary care. Additionally, employees can opt for Aflac supplemental insurance to cover expenses that regular insurance might not, providing financial protection.

Tuition Reimbursement

Investing in education is crucial for personal and professional growth. PGS offers an annual tuition reimbursement of $1,500, encouraging employees to pursue further education and enhance their skills. This benefit supports lifelong learning and career advancement.

Professional Development Resources

PGS is dedicated to continuous learning and professional growth. We provide eligible employees $1,500 annually for training, tuition, and professional memberships. This investment in professional development helps employees advance their careers and contribute more effectively to the organization.​

Financial Wellness

401(k) Plan with Employer Match

PGS is committed to helping employees secure their financial future. Our 401(k) plan, powered by Vanguard, includes a generous employer match of up to 3%. Employees can choose from various investment options and receive expert guidance to manage their retirement savings effectively​​.

SEIA Advisory Partnership

PGS recently partnered with Signature Estate & Investment Advisors (SEIA) to help us with our 401(k) plan with Vanguard. Partners will soon have access to advising services and education on plan management. Below is a sample of what we will have access to:

• Education webinars
• Access to one-on-one support with a retirement planning advisor
• Quarterly reviews of current 401(k) plan options to ensure our retirement plan is performing.

Employee Discounts and LifeMart Savings

Through our partnership with ADP, PGS employees can access LifeMart, a discount program offering savings on a wide range of products and services. From travel and entertainment to groceries and local deals, this program helps employees stretch their dollars further​​.

Short-term and Long-term Disability Insurance

PGS provides company-paid short-term and long-term disability insurance to ensure employees have financial support if they cannot work due to illness or injury. This coverage offers peace of mind and economic stability during challenging times​​.

Voluntary Life Insurance and Accidental Death and Dismemberment (AD&D)

In addition to company-paid life insurance, employees can opt for supplemental life insurance and AD&D coverage. These options allow employees to tailor their coverage to meet their needs and provide financial security for their families​​.

Work/Life Integration

Paid Leave and Federal Holidays

PGS recognizes the importance of work-life balance. We offer competitive paid vacation and sick leave and observe all federal holidays to ensure employees have time to rest and recharge. Additionally, bereavement leave is available to support employees during difficult times​​.

Community Volunteer Events and Social Outings

We encourage employees to engage with their communities and build strong social connections. PGS organizes community volunteer events and social outings, fostering a sense of camaraderie and giving employees opportunities to make a positive impact outside of work​​.

PGS Culture: A Commitment to Excellence and Support

At the heart of PGS is a culture that emphasizes excellence, support, and continuous improvement. PGS cultivates a workplace environment where employees feel valued, supported, and motivated to achieve their best. The company’s culture is characterized by:

• Inclusivity and Diversity: PGS fosters an inclusive environment where diversity is celebrated. This is reflected in their cultural competency services, which promote understanding and respect for different values, attitudes, and beliefs.
• Employee Engagement: Regular partner satisfaction surveys are conducted to gather employee feedback, ensuring that the workplace environment aligns with employees’ needs and expectations.
• Recognition and Development: PGS strongly emphasizes recognizing employee achievements and providing opportunities for professional growth through performance reviews and development resources.
• Supportive Community: The company encourages a supportive community through peer-based programs and social events, promoting employee teamwork and camaraderie.

This culture of support and excellence ensures that PGS remains a great place to work, attracting top talent and fostering long-term employee loyalty.

PGS Supporting Their Employees

PGS is committed to providing a comprehensive benefits package that supports our employees’ health, financial security, and overall well-being. By offering a wide range of health and wellness benefits, financial wellness programs, and initiatives promoting work-life balance and professional development, PGS ensures our employees have the resources and support they need to thrive personally and professionally. Investing in our employees is the key to our success, and we will continue to enhance our benefits offerings to meet the evolving needs of our workforce.